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intelcs_early_warning_system

Customer Story

Banking & Finance

Early Warning Solution

Bespoke automated and proactive early warning solution that analyses quantitative data points to identify risk and alert credit committee.

Introduction

 

This case study explores how an European Corporate & Investment Bank (ECIB) successfully improved their early warning system by implementing a holistic risk assessment solution that was developed in collaboration with Intellectual Capital Services, Inc. (INTELCS).

 

By leveraging technology solutions and collaborating with internal teams, ECIB achieved enhanced risk management capabilities, enabling the credit committee to make informed decisions to mitigate credit default risks.

 

Client Background

 

ECIB is a leading corporate and investment bank known for its comprehensive banking and financial services worldwide. The Bank is headquartered in Europe but has a significant institutional presence in the United States.

 

Challenges

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ECIB was looking to implement a solution that can provide deeper insights and intuition for counterparty risk based on a range of qualitative and quantitative factors. This capability would enable the institution to identify and assess risk early in the process and enable credit committee to mitigate the risk by making informed decisions.

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Key Features and Benefits

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Improved Risk Identification: The early warning system enabled ECIB to identify credit default risks at an early stage, facilitating proactive measures to prevent potential losses. The solution proactively identified counterparty risks based on risk thresholds and triggers that were proactively monitored and shared with the credit committee.

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Automated Credit Default Risk Ratings: The system generated real-time credit default risk ratings using a sophisticated algorithm, eliminating the need for manual calculations and reducing human errors.

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Enhanced Decision-Making: The credit committee gained access to timely and reliable risk assessment reports, empowering them to make informed decisions promptly. This facilitated proactive risk mitigation and reduced the bank's exposure to potential losses.

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Scalability and Flexibility: The early warning system was designed with scalability and flexibility in mind, ensuring it could adapt to changing regulations and market dynamics while accommodating future growth.

Conclusion

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ECIB's collaboration and implementation of an enhanced early warning system resulted in significant improvements in risk management.

 

About Intellectual Capital Services, Inc.
 

Intellectual Capital Services, Inc. (www.intelcs.com) is a ​leader in crafting bespoke and award-winning digital transformation solutions that drive impact and deliver results. The firm has been delivering successful digital transformation solutions for Banking & Finance, Publishing, Media Agencies, Not-for-Profit, and Education sectors for over 20 years.

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